Loan Applications
Receive loan applications online, collect customer information and documents, and track each application from start to finish.
Loan Management Software
◎ United States · Canada · Australia
Loan Management Software
for
Lending Companies
LendingHub is an all-in-one loan management system for lending companies. Manage loan applications, credit underwriting, approvals, disbursements, repayments and collections for payday loans, personal loans, car loans and house loans.
White-label borrower portal
Double-entry loan ledger
State & province rules
Origination
Applications & approvals
Underwriting
Credit & affordability
Servicing
Payments & balances
Collections
Delinquency workflows
Reporting
Portfolio & ledger
Loan Management System
All-in-One Loan Origination and Management Software.
LendingHub is software for lending companies in the United States, Canada and Australia. Your company can accept loan applications, review customers, approve loans, send funds, collect payments and track every loan. LendingHub provides the system; your company provides the loans.
Loan Management Features
Essential Features of Our Loan Management System.
Streamline lending operations with integrated loan origination, credit assessment, servicing, payment processing and portfolio reporting tools.
Credit Underwriting & Loan Approval
Check customer details, income, credit information and eligibility before approving or declining a loan.
Loan Servicing & Management
Track active loans, payment dates, interest, fees, remaining balances and loan status.
Loan Disbursements & Repayments
Send approved loan funds and collect repayments using payment providers connected by your company.
Delinquency & Collections Management
See overdue loans, contact customers, set up payment plans and track collections.
Loan Portfolio Reporting
View clear reports on loans, payments, income, overdue balances and company performance.
Lender Management Dashboard
Loan Portfolio Dashboard and Real-Time Reporting.
Monitor loan applications, outstanding principal, delinquency, repayments and lending performance from a central dashboard.
- Loan-specific performance indicators
- Applications and loan queues
- Origination trends and status breakdowns
- Product and interest configuration
Types of Loans
Loan Management Software for Every Loan Product.
Configure payday loans, personal installment loans, car and auto loans, and house loans with lender-defined eligibility rules, interest rates and repayment schedules.
Payday Loans
Manage short-term payday loans, due dates, fees and repayments.
Personal Loans
Manage personal loans with flexible repayment schedules.
Car / Auto Loans
Manage Car/Auto Loans, vehicle details and installment payments.
House / Property Loans
Manage House Loans, property details and long-term repayments.
How it works
Complete Loan Lifecycle Management.
Customers apply online and submit their documents. Your team reviews applications, approves eligible customers, sends loan funds and manages repayments in one system.
01
Apply
Customers select a loan type, complete an application and upload the required documents.
02
Review & Approve
Your team checks customer information, reviews eligibility and approves or declines the application.
03
Send Funds
Customers sign loan agreements, and your company sends approved loan funds.
04
Manage Repayments
Track upcoming payments, overdue balances, collections and completed loans.
Loan Reports
Loan Portfolio Analytics and Financial Reporting.
See how many loans you have issued, how much customers owe, what has been repaid and which payments are overdue.
- Outstanding principal and loan statuses
- Portfolio analysis by product and jurisdiction
- Origination funnel and approval rates
- Ledger-based interest, fees and recoveries
Your Company Branding
White-Label Loan Management Software.
Each lending company gets its own secure dashboard and customer portal with its own branding, loan products and settings.
- Brand name, colors, logo and portal headline
- Dedicated customer and staff experiences
- Custom domain configuration
- Platform-level tenant and subscription management
Three Easy-to-Use Portals
Dedicated Portals for Lenders and Borrowers.
Your staff manages loans in the company dashboard, while customers apply and make payments through a separate portal.
Platform Administration
Manage lending companies, subscription plans, system integrations and platform activity.
Lender Management Dashboard
Review applications, approve loans, manage payments, track overdue accounts and view company reports.
Borrower Self-Service Portal
Customers can apply for loans, sign agreements, check balances, pay installments and download statements.
Loan Application Review
Credit Underwriting and Loan Decision Management.
Review customer identity, income, bank and credit information using the verification services your company connects.
- Separate online applications for each loan type
- Consent capture, documents and bank linking
- APR and total-cost disclosures with click-to-sign or DocuSign
- Maker-checker funding authorisation
Payments & Loan Management
Loan Repayment Processing and Servicing.
Track loan balances, interest, installments, early payments, overdue accounts and collections with a complete transaction history.
Loan Repayments and Autopay
Accept card and supported bank payments through your company’s connected payment provider.
Collections and Hardship Payment Plans
Track overdue loans, contact customers and arrange repayment plans when needed.
Loan Performance and Financial Reports
See issued loans, outstanding balances, overdue payments and income by loan type and currency.
Connect Your Services
Loan Management Software Integrations.
Each lending company connects and manages its own service provider accounts.
Payments
Stripe for cards, ACH, PAD and BECS, where available.
Bank & Identity Verification
Plaid for bank data and Persona for identity verification.
E-Signatures, SMS & Email
DocuSign, built-in click-to-sign, Twilio SMS and shared or lender-specific SMTP.
Credit Bureaus
Equifax, Experian, TransUnion and illion connections depend on lender agreements.
Bank Transfers
ACH, PAD and BECS bank-file connections enabled per lender when contracted.
System Settings & Monitoring
Integration catalogue, account configuration, webhook processing and audit monitoring.
Security & Hosting
Secure, Multi-Tenant Loan Management Platform.
Each company has separate data, secure access, staff permissions and recorded activity. Payment details are entered through the payment provider’s secure page.
LendingHub runs on PHP 8.2 and MySQL, including compatible cPanel hosting. It supports lending companies in the United States, Canada and Australia, with country and regional settings. Each company is responsible for meeting applicable lending laws.
Frequently asked questions
Loan Management Software: Frequently Asked Questions.
Which countries are supported?
The United States, Canada and Australia, with configurable rules for states, provinces and territories. Each lender must verify applicable regulatory requirements.
Can each lender use its own brand?
Yes. Each lender can configure its logo, colours, customer portal address and email sender name.
How are payments processed?
Through each lender’s own processor account. Card and bank details are entered on the processor’s hosted page rather than stored on the platform.
Where can LendingHub be hosted?
On hosting that supports PHP 8.2 and MySQL, including standard cPanel environments.
Does LendingHub lend money?
No. LendingHub provides software to lending companies; lenders manage their own products, credit decisions, compliance and funding.
Loan Management Software for Lending Companies
Ready to Modernize Your Lending Operations?
See how LendingHub can help your lending company manage loan origination, underwriting, servicing, repayments and portfolio reporting in one platform.